Products & Services
Products & Services
Explore our Sharia-compliant products and services. Select a category to view its offerings.
Open an Account Today
Join thousands of businesses using Rammis to simplify their operations. Opening an account takes just a few clicks.
Saving Account
Sharia-compliant deposit accounts with safe custody and specialized options.
Mudarabah
Profit-sharing investment partnership between capital provider and entrepreneur.
Murabaha Financing
Cost-plus sale financing with disclosed profit margin.
Mudarabah Financing
Financing structured under the Mudarabah principle.
Ijarah Financing
Lease-based financing where usufruct is transferred.
Istisna Financing
Manufacturing/asset construction financing under Istisna.
Qard Al Hassan Financing
Benevolent loan without profit for social welfare.
Musharakah Financing
Joint venture partnership-based financing.
Bai’ Salam Financing
Advance payment sale for deferred delivery (Salam).
Kafalah
Sharia-compliant guarantee and surety services.
Diaspora Financing
Sharia-compliant financing products for diaspora clients.
International Banking Services
Cross-border trade and banking services.
Guarantee Services
Bank guarantees and related service offerings.
Investment Contract
Investment products under Musharakah and Mudarabah.