Products & Services

Bai’ Salam Financing

Advance payment sale for deferred delivery (Salam).

Bai’ Salam Financing

Sharia-Compliant Financing for Agricultural Producers

Provides upfront payment for goods to be delivered at a future date, commonly used in agriculture.

  • Upfront Financing: Enables production and operational continuity.
  • Clearly Defined Terms: Product specifications and delivery timelines pre-agreed.
  • Deferred Delivery: Ensures smooth transaction and supply chain management.
  1. Needs Assessment: Evaluate project and financing requirements.
  2. Advance Payment: Bank provides upfront funding.
  3. Delivery & Settlement: Transparent process for product delivery and settlement.