Products & Services

Guarantee Services

Bank guarantees and related service offerings.

Guarantee Services & FX/Remittance

Comprehensive Banking Support

Rammis Bank provides Sharia-compliant guarantee, foreign exchange, and remittance services for secure, transparent, and efficient financial operations.

Rammis Bank branches are licensed by the National Bank of Ethiopia to buy and sell major convertible currencies such as USD, EURO, GBP, AED, and SAR.

Purchase and Sale of Foreign Currency (FCY) Cash Notes

  • Buy FCY cash notes at the daily prevailing exchange rate.
  • Sell FCY cash notes for travel, medical, education, or general transfers.
Inward Transfers

IBS Division provides incoming transfer services via SWIFT (RMSIETAAXXX), with partner operators including Dahabshiil.

Outward Foreign Payments

IBS Division facilitates foreign currency transfers abroad via SWIFT for approved customers.

Foreign Currency Deposit Accounts allow customers to send, receive, and transact in supported foreign currencies.

Types, Features, and Benefits

  • Wadia (Savings) FCY Account
  • Quard (Current) FCY Account
  • Mudaraba (Fixed-Time) FCY Account
  • Non-Resident FCY Account (NR-FCY)
  • Retention Account

Eligible Entities

All eligible natural and legal persons not listed under the NBE’s Mal Operation List.

Diaspora customers can conveniently open an account with Rammis Bank via unite.et.