Products & Services

Ijarah Financing

Lease-based financing where usufruct is transferred.

Sharia-Compliant Leasing Solutions

Ijarah Financing

Ijarah Financing provides ethical leasing alternatives for businesses and individuals, covering equipment and real estate leasing in full compliance with Islamic principles.

  • Asset Ownership: The bank retains ownership of leased assets.
  • Fixed Rentals: Transparent, interest-free lease payments.
  • Maintenance & Insurance: Responsibilities clearly defined in contract.
  • Flexible Terms: Adjustable lease durations and payment plans.
  • Ethical Compliance: Fully aligned with Islamic financial principles.
  1. Asset Selection: Client selects desired asset.
  2. Lease Execution: Bank acquires and leases the asset.
  3. Regular Lease Payments: Transparent, pre-agreed installments.
  4. End-of-Lease Options: Return, renew, or purchase the asset.