Rooted in Principles. Designed for People.
Rammis Bank blends ethical Islamic finance with modern banking experiences, empowering customers to pursue prosperity with confidence.
Our Story
Rammis Bank S.C., a fully-fledged interest-free bank in Ethiopia, was established on October 04, 2022, with a vision to become the hub of interest-free banking in East Africa.
Named after the Rammis River in eastern Ethiopia, our bank is well-positioned to drive sustainable economic growth.
With a subscribed capital of Birr 2.4 billion and paid-up capital of Birr 747 million from over 8,200 shareholders, we are ready to serve communities often excluded from financial services due to religious or cultural reasons.
What Sets Us Apart
- Holistic Relationship Banking: Dedicated relationship managers who understand your values and goals.
- Inclusive Growth: Tailored offerings for individuals, families, entrepreneurs, and institutions.
- Transparent Practices: Clear communication and ethical governance at every touchpoint.
Our Core Pillars
The foundation of Rammis Bank rests upon these guiding principles.
Ethical & Sharia-Compliant
Every product we offer is reviewed by our Sharia board to ensure complete alignment with Islamic banking principles.
Community-Focused
Our solutions are designed to serve individuals, SMEs, and communities with compassion and cultural understanding.
Purpose Driven
We measure success by the positive impact we create for our customers and the broader Ethiopian economy.
Innovative Spirit
Modern technology and timeless values come together in our digital platforms and service experiences.
Our Mission
To provide innovative, ethical, and Sharia-compliant banking solutions that empower individuals and businesses in Ethiopia to achieve their financial goals while contributing to national economic growth.
Our Vision
To be the leading Islamic bank in Ethiopia, recognized for our commitment to Sharia principles, exceptional customer service, and positive societal impact.
Our Journey
From our founding to today, here are the milestones that mark our growth and dedication to excellence.
Rammis Bank Founded
Established with a vision to lead Islamic banking in Ethiopia.
Nationwide Outreach
Expanded branches and touchpoints to better serve communities.
Digital Channels
Launched robust mobile and online banking services.
Growing Trust
Welcomed thousands of customers embracing ethical finance.